Commercial and Bridging Finance

Commercial and Bridging Finance

Commercial & Business Mortgages

Used to buy or refinance business premises, these mortgages are suitable for both owner-occupied and investment properties. They can cover offices, shops, warehouses, and other commercial assets.

Bridging Loans & Short-Term Finance

A fast, temporary funding option used to “bridge” a gap between property transactions. Ideal for auction purchases, chain breaks, or renovations, bridging loans are repaid once longer-term finance or sale completes.

Development Finance

Tailored for property developers undertaking ground-up builds or major renovations, this type of finance provides staged funding aligned with the project’s progress, covering land purchase and build costs.

How It Work

Simple Steps to Your Mortgage

Getting a mortgage doesn’t have to be complicated. At Servisa, we make the process simple, transparent, and stress-free, whether you’re buying your first home, moving to a new one, remortgaging, or investing in a buy-to-let property. You’ll always know where you stand and
what happens next.

Initial Consultation & Fact Find

We start with a quick conversation to understand your goals and what you’re looking to achieve. You’ll then complete a Fact Find form, which gives us key information about your income, expenses, and preferences. This helps us build a full picture of your circumstances so we can tailor the right advice for you.

Research & Recommendation

Once we’ve completed a detailed fact-find, we’ll research the market and compare a wide range of lenders and mortgage products. You’ll receive a clear, personalised recommendation, so you can make an informed decision with confidence.

Agreement in Principle (AIP) & Application

Once you’re happy to proceed, we’ll arrange your Agreement in Principle (AIP) showing how much a lender is likely to lend. When you’re ready, we’ll prepare and submit your full mortgage application, ensuring all documentation is accurate and complete

Offer to Completion

We’ll stay by your side through to completion, liaising with your solicitor, lender, and agent to keep everything on track. You’ll receive regular updates until your mortgage completes and your property is officially yours.

BOOK YOUR FREE CONSULTATION

Servisa helps you find the best mortgage options with clear guidance and quick approvals.
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No hidden fees, no obligation, just a simple start to your mortgage journey.