Protection & Insurance

Protection & Insurance Page

At Servisa, we believe everyone deserves to feel financially secure. Our protection and insurance services are designed to safeguard your income, home, and loved ones. We provide clear advice, easy-to-understand policies, and personalised guidance to ensure you choose the right protection for your needs.

Income Protection

Replace part of your income if illness or injury prevents you from working. Keep paying bills and stay financially secure while you recover, with a cover that suits your needs.

Life Insurance

A lump sum paid to your loved ones if you die, helping cover your mortgage, bills, or future plans. Peace of mind that your family will be supported with a cover designed for you.

Critical Illness Cover

Receive a tax-free lump sum if diagnosed with a serious condition. Use it for treatment, bills, or simply to focus on recovery without financial stress with a cover that protects your family.

Private Medical Insurance

Access private treatment quickly, avoid long NHS waits, and choose when and where you’re treated. Stay in control of your health with a cover that fits your needs.

Accident Plan

Cover for injuries from accidents, helping with lost income, treatment costs, or extra expenses while you recover. A cover designed to support you when life goes off-plan.

Relevant Life Insurance

A tax-efficient life cover solution for business owners or employers, protecting employees or yourself while leaving loved ones financially secure. A cover that works for your business and family.

Child Sure

Financial support if your child suffers a serious illness or injury, giving you time off work and peace of mind to focus on their recovery. A cover designed for your child’s protection.

Everyday Protect (GP / 24-7)

Access a GP anytime, anywhere, 24 hours a day, 7 days a week. Get medical advice, prescriptions, and reassurance from home with a cover that keeps your health accessible.

Mortgage Safe

Keep up mortgage payments if you can’t work due to sickness, accident, or redundancy. Protect your home with a cover that gives you and your family peace of mind.

Whole of Life Insurance

Lifelong cover that pays a lump sum when you pass away. Often used for funeral costs, inheritance planning, or leaving a gift to loved ones. A cover that ensures your family is taken care of.

Vehicle Insurance

Comprehensive cover for your car or other vehicles. Protects against accidents, theft, or damage with policies tailored to your vehicle and budget.

Home Insurance (Buildings & Contents)

Protect your property and possessions against loss or damage. Options include:
Buildings Insurance: Covers the structure of your home against risks like fire, flood, or accidental damage.
Contents Insurance: Protects personal belongings inside your home. Flexible policies for homeowners, landlords, or tenants.

How It Work

Simple Steps to Your Mortgage

Getting a mortgage doesn’t have to be complicated. At Servisa, we make the process simple, transparent, and stress-free, whether you’re buying your first home, moving to a new one, remortgaging, or investing in a buy-to-let property. You’ll always know where you stand and
what happens next.

Initial Consultation & Fact Find

We start with a quick conversation to understand your goals and what you’re looking to achieve. You’ll then complete a Fact Find form, which gives us key information about your income, expenses, and preferences. This helps us build a full picture of your circumstances so we can tailor the right advice for you.

Research & Recommendation

Once we’ve completed a detailed fact-find, we’ll research the market and compare a wide range of lenders and mortgage products. You’ll receive a clear, personalised recommendation, so you can make an informed decision with confidence.

Agreement in Principle (AIP) & Application

Once you’re happy to proceed, we’ll arrange your Agreement in Principle (AIP) showing how much a lender is likely to lend. When you’re ready, we’ll prepare and submit your full mortgage application, ensuring all documentation is accurate and complete

Offer to Completion

We’ll stay by your side through to completion, liaising with your solicitor, lender, and agent to keep everything on track. You’ll receive regular updates until your mortgage completes and your property is officially yours.

BOOK YOUR FREE CONSULTATION

Servisa helps you find the best mortgage options with clear guidance and quick approvals.
Fill in the details below and a member of our Team will get in touch soon.
No hidden fees, no obligation, just a simple start to your mortgage journey.